Fast. Inclusive. Interoperable.
The Rise of QR & e‑Wallet Payments in Malaysia
Malaysia is moving faster than ever toward becoming a cashless society. In 2024 alone:
- E-money transaction volume reached 1.99 billion, with a total value of RM155.2 billion, up from RM138.2 billion in 2023
- Registered QR codes surpassed 2 million, more than double the number of traditional POS terminals
- Outstanding e‑money liabilities (OEML), reflecting the balance of e-money held by users, surged to RM4.05 billion by December 2024.
- 59% of all e-money usage came from e-wallets, thanks to Malaysia’s 95% smartphone penetration and 97% 4G access
QR payments are no longer a trend, they’re a national standard.
AmpersandPay is here to help your business tap into that growth.
Choose the QR Model That Fits Your Business
Business-Scans-Customer (BSC)
Ideal for mobile sellers, table service, or over-the-counter payments. You scan the customer’s QR from their e-wallet.
Fully interoperable with the DuitNow QR ecosystem, offering the lowest MDR fees in the market.
Customer-Scans-Business (CSB)
Ideal for mobile sellers, table service, or over-the-counter payments. You scan the customer’s QR from their e-wallet.
Fully interoperable with the DuitNow QR ecosystem, offering the lowest MDR fees in the market.
Seamless Integration With Any System
Whether you operate on Windows, Android, or Linux-based POS, AmpersandPay’s QR integration works natively. No need to switch hardware or overengineer your systems.
- Compatible with most major POS software
- Can be implemented into self-service kiosks, vending machines, cashier terminals
- Supports both static QR and dynamic QR generation for seamless tracking
Have your own software team? Great. We’ll work directly with your developers and provide full documentation and test environments.
Accept e-Wallets Local and International
Our QR system supports multi-wallet acceptance through a single QR code.
Accept payments from:
Malaysia
Singapore
South Korea
Thailand
China
Why Merchants Choose Our QR Solution
- Interoperable with 40+ banks and e-wallets
- Lowest-cost payment channel for small merchants
- Enables sales even during peak hours with no queues
- Helps reduce cash handling risks and theft
- Ideal for microbusinesses and national chains alike
Ready to go cashless with QR?
Start accepting fast, secure, and borderless payments with AmpersandPay’s QR Integration.