Simplifying Payments. Empowering Merchants.
Founded in 2014, AmpersandPay is a proudly Malaysian-grown payment solutions provider built to support the evolving needs of modern merchants. Backed by the CoherentPlus Group of Companies, we deliver seamless, secure, and scalable cashless payment solutions designed for both physical and digital environments.
Whether you’re running a retail outlet, managing a fleet of self-service kiosks, or building an online store, AmpersandPay helps you accept payments confidently, from cards and e-wallets to FPX online banking and QR payments. All through a single, integrated platform.
Our Journey
Since securing our Bank Negara Malaysia Merchant Acquiring Services licence in 2021, and utilizing our decade-long experience as a merchant agent and third-party acquirer (TPA), we’ve rapidly grown our portfolio to include merchants all across Malaysia. With over RM85 million in transactions processed in 2024 alone, we continue to lead in sectors such as retail, e-commerce, vending, parking, laundromats, and public transport.
AmpersandPay is recognised as:

A licenced third-party Acquirer (TPA) for PayNet’s MyDebit and DuitNow QR

Payment partners with Mastercard, Visa, UnionPay, CIMB, and many more institutions

A PCI DSS-compliant organisation for secure transaction processing
Our Mission
To deliver smart, secure, and simple payment experiences that help businesses of every size grow in a connected, cashless world.
Our Vision
Our Team